{"id":1390,"date":"2020-12-24T11:45:03","date_gmt":"2020-12-24T05:45:03","guid":{"rendered":"https:\/\/qazaqpress.kz\/?p=1390"},"modified":"2020-12-24T11:45:03","modified_gmt":"2020-12-24T05:45:03","slug":"kaspi-kz-2020-zhyly-eng-koep-tabys-tapty","status":"publish","type":"post","link":"https:\/\/qazaqpress.kz\/2020\/12\/24\/kaspi-kz-2020-zhyly-eng-koep-tabys-tapty\/","title":{"rendered":"Kaspi.kz 2020 \u0436\u044b\u043b\u044b \u0435\u04a3 \u043a\u04e9\u043f \u0442\u0430\u0431\u044b\u0441 \u0442\u0430\u043f\u0442\u044b"},"content":{"rendered":"<p><strong>\u0411\u0430\u043d\u043a \u0441\u0435\u043a\u0442\u043e\u0440\u044b\u043d\u044b\u04a3 \u043a\u0456\u0440\u0456\u0441\u0442\u0435\u0440\u0456 \u04e9\u0441\u0443\u0434\u0456 \u0436\u0430\u043b\u0493\u0430\u0441\u0442\u044b\u0440\u0443\u0434\u0430, \u0434\u0435\u043f \u0445\u0430\u0431\u0430\u0440\u043b\u0430\u0439\u0434\u044b Qazaqpress.<\/strong><\/p>\n<p>2020 \u0436\u044b\u043b\u0493\u044b 1 \u0436\u0435\u043b\u0442\u043e\u049b\u0441\u0430\u043d\u0434\u0430\u0493\u044b \u0436\u0430\u0493\u0434\u0430\u0439 \u0431\u043e\u0439\u044b\u043d\u0448\u0430 \u0431\u0430\u043d\u043a\u0442\u0435\u0440\u0434\u0456\u04a3 \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0456 30,4 \u0442\u0440\u043b\u043d \u0442\u0435\u04a3\u0433\u0435\u043d\u0456 \u049b\u04b1\u0440\u0430\u0434\u044b. \u041e\u043d\u044b\u04a3 \u0436\u0430\u0440\u0442\u044b\u0441\u044b\u043d\u0430\u043d \u043a\u04e9\u0431\u0456, \u044f\u0493\u043d\u0438 51,4% &#8212; \u043d\u0435\u0441\u0438\u0435\u043b\u0456\u043a \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c<\/p>\n<p>\u0415\u043d\u0434\u0456 \u0442\u0435\u0440\u0435\u04a3\u0456\u0440\u0435\u043a \u049b\u0430\u0440\u0430\u0441\u0442\u044b\u0440\u0430\u0439\u044b\u049b. \u041c\u0435\u0440\u0437\u0456\u043c\u0456 \u04e9\u0442\u043a\u0435\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440 \u043a\u04e9\u0431\u0435\u0439\u0434\u0456. \u041e\u043b\u0430\u0440\u0434\u044b\u04a3 \u04e9\u0441\u0456\u043c\u0456 0,21 \u043f\u0430\u0439\u044b\u0437\u0434\u044b\u049b \u0442\u0430\u0440\u043c\u0430\u049b\u0442\u044b \u049b\u04b1\u0440\u0430\u0434\u044b. \u041a\u0435\u0448\u0456\u043a\u0442\u0456\u0440\u0456\u043b\u0433\u0435\u043d \u0431\u0430\u0440\u043b\u044b\u049b \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440\u0434\u0456\u04a3 \u0436\u0430\u043b\u043f\u044b \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448\u0456 &#8212; 12,7%.<\/p>\n<p>\u0416\u04b1\u043c\u044b\u0441 \u0456\u0441\u0442\u0435\u043c\u0435\u0439\u0442\u0456\u043d, \u044f\u0493\u043d\u0438 \u0430\u0434\u0430\u043c\u0434\u0430\u0440 \u0442\u04e9\u043b\u0435\u043c\u0435\u0439\u0442\u0456\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440 0,23 \u043f\u0430\u0439\u044b\u0437\u0434\u044b\u049b \u0442\u0430\u0440\u043c\u0430\u049b\u049b\u0430 \u0442\u04af\u0441\u0442\u0456. \u0421\u0456\u0437\u0433\u0435 \u0431\u04b1\u043b \u049b\u0430\u043b\u0430\u0439? \u0410\u0434\u0430\u043c\u0434\u0430\u0440 \u043d\u0435\u0441\u0438\u0435 \u0442\u04e9\u043b\u0435\u0439 \u0431\u0430\u0441\u0442\u0430\u0434\u044b \u043c\u0430? \u0411\u04d9\u0440\u0456 \u043e\u04a3\u0430\u0439 \u0435\u043c\u0435\u0441. \u0416\u04b1\u043c\u044b\u0441 \u0456\u0441\u0442\u0435\u043c\u0435\u0439\u0442\u0456\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440\u0434\u0456\u04a3 \u0436\u0430\u043b\u043f\u044b \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448\u0456 7,86% \u043d\u0435\u043c\u0435\u0441\u0435 1,23 \u0442\u0440\u043b\u043d \u0442\u0435\u04a3\u0433\u0435\u043d\u0456 \u049b\u04b1\u0440\u0430\u0439\u0434\u044b. \u0410\u043b\u0430\u0439\u0434\u0430, NPL \u043a\u04e9\u043b\u0435\u043c\u0456 \u0440\u0435\u0441\u043c\u0438 \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448\u0442\u0435\u0440\u0434\u0435\u043d \u0436\u043e\u0493\u0430\u0440\u044b. \u0411\u0430\u043d\u043a\u0442\u0435\u0440 \u0431\u04b1\u043b \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448\u0442\u0456 10%-\u0434\u0430\u043d \u0442\u04e9\u043c\u0435\u043d\u0434\u0435\u0442\u043f\u0435\u0439, \u04d9\u0434\u0435\u0439\u0456 \u04b1\u0441\u0442\u0430\u043f \u0442\u04b1\u0440\u0430\u0434\u044b. \u041e\u043b\u0430\u0440 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u043b\u044b \u049b\u0430\u0440\u044b\u0437 \u0430\u043b\u0443\u0448\u044b\u043b\u0430\u0440\u0493\u0430 \u043d\u0435\u0441\u0438\u0435\u043d\u0456 \u049b\u0430\u0439\u0442\u0430 \u049b\u04b1\u0440\u0443\u0493\u0430 \u043a\u04e9\u043c\u0435\u043a\u0442\u0435\u0441\u0435\u0434\u0456. \u041e\u043b\u0430\u0440 NPL-\u0434\u0456 \u0442\u04e9\u043c\u0435\u043d\u0434\u0435\u0442\u0443\u0434\u0456\u04a3 \u0431\u0430\u0441\u049b\u0430 \u04d9\u0434\u0456\u0441\u0442\u0435\u0440\u0456\u043d \u049b\u043e\u043b\u0434\u0430\u043d\u0430\u0434\u044b (Non-performing loan &#8212; \u00ab\u0436\u04b1\u043c\u044b\u0441 \u0456\u0441\u0442\u0435\u043c\u0435\u0439\u0442\u0456\u043d \u043d\u0435\u0441\u0438\u0435\u00bb).<\/p>\n<p>Kaspi 2020 \u0436\u044b\u043b\u044b \u0435\u04a3 \u043a\u04e9\u043f \u0442\u0430\u0431\u044b\u0441 \u0442\u0430\u043f\u0442\u044b &#8212; 7,88%. \u0421\u0456\u0437\u0434\u0456\u04a3 \u043e\u0439\u044b\u04a3\u044b\u0437\u0448\u0430 \u0435\u043a\u0456\u043d\u0448\u0456 \u043a\u0456\u043c? \u0414\u04b1\u0440\u044b\u0441 \u0435\u043c\u0435\u0441. ROA (return on assets &#8212; \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0434\u0456\u04a3 \u043a\u0456\u0440\u0456\u0441\u0442\u0456\u043b\u0456\u0433\u0456) \u0431\u043e\u0439\u044b\u043d\u0448\u0430 \u0425\u043e\u0443\u043c \u041a\u0440\u0435\u0434\u0438\u0442 \u0411\u0430\u043d\u043a \u043a\u0435\u043b\u0435\u0441\u0456 \u043e\u0440\u044b\u043d\u0434\u0430 &#8212; 5,02%. \u04ae\u0448 \u0431\u0430\u043d\u043a\u0442\u0456\u04a3 \u043a\u0456\u0440\u0456\u0441\u0442\u0456\u043b\u0456\u0433\u0456 \u0442\u0435\u0440\u0456\u0441. \u0415\u0433\u0435\u0440 \u0441\u0456\u0437 \u043e\u043b\u0430\u0440\u0434\u044b \u0442\u0456\u0437\u0456\u043c\u043d\u0435\u043d \u0430\u043b\u044b\u043f \u0442\u0430\u0441\u0442\u0430\u043f, \u0431\u0430\u0440\u043b\u044b\u0493\u044b\u043d\u0430 \u043e\u0440\u0442\u0430\u0448\u0430 ROA \u0435\u0441\u0435\u043f\u0442\u0435\u0441\u0435\u04a3\u0456\u0437, \u043a\u0435\u043b\u0435\u0441\u0456 \u0441\u0443\u0440\u0435\u0442\u0442\u0456 \u043a\u04e9\u0440\u0435\u0441\u0456\u0437. \u049a\u0430\u0437\u0430\u049b\u0441\u0442\u0430\u043d\u0434\u0430\u0493\u044b \u0431\u0430\u043d\u043a\u0442\u0435\u0440 \u043a\u0456\u0440\u0456\u0441\u0442\u0456\u043b\u0456\u0433\u0456 1,77% \u049b\u04b1\u0440\u0430\u0439\u0434\u044b. \u0411\u04b1\u043b \u04d9\u043b\u0456 \u0434\u0435 \u043e\u0440\u0442\u0430\u0448\u0430 \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448. \u0411\u04b1\u043b \u0456\u0441 \u0430\u0441\u0430 \u043f\u0430\u0439\u0434\u0430\u043b\u044b \u0435\u043c\u0435\u0441. \u0421\u043e\u043d\u044b\u043c\u0435\u043d \u049b\u043e\u0441\u0430, \u043a\u0435\u0437-\u043a\u0435\u043b\u0433\u0435\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0456\u043a \u0442\u04d9\u0443\u0435\u043a\u0435\u043b\u0456 \u0436\u043e\u0493\u0430\u0440\u044b.<\/p>\n<p>\u049a\u0430\u0437\u0456\u0440\u0433\u0456 \u0443\u0430\u049b\u044b\u0442\u0442\u0430 \u0431\u0430\u043d\u043a\u0442\u0435\u0440\u0434\u0435 \u043a\u043e\u0440\u043e\u043d\u0430\u0432\u0438\u0440\u0443\u0441\u049b\u0430 \u0431\u0430\u0439\u043b\u0430\u043d\u044b\u0441\u0442\u044b \u0436\u043e\u0493\u0430\u0440\u044b \u0436\u04af\u0439\u0435\u043b\u0456\u043a \u0442\u04d9\u0443\u0435\u043a\u0435\u043b\u0434\u0435\u0440 \u0431\u0430\u0440. \u0416\u0430\u049b\u0441\u0430\u0440\u0442\u0443\u0434\u044b \u043a\u04af\u0442\u043f\u0435\u04a3\u0456\u0437. \u0416\u0430\u049b\u044b\u043d\u0434\u0430 AsiaCredit \u0436\u04d9\u043d\u0435 Capital \u0442\u0430\u0440\u0430\u0442\u044b\u043b\u0430\u0434\u044b, \u0410\u0422\u0424\u0411\u0430\u043d\u043a \u0431\u0456\u0440\u0456\u043a\u0442\u0456\u0440\u0456\u043b\u0434\u0456. \u0422\u0430\u0493\u044b \u0435\u043a\u0456 \u0456\u0440\u0456 \u0431\u0430\u043d\u043a \u0436\u0430\u0431\u044b\u043b\u0443\u0493\u0430 \u0436\u0430\u049b\u044b\u043d. \u0410\u043b\u0430\u0439\u0434\u0430, \u0420\u0435\u0442\u0442\u0435\u0443\u0448\u0456 \u0431\u0456\u0440\u0434\u0435\u043d \u0435\u043a\u0435\u0443\u0456\u043d\u0435 \u043a\u04e9\u043c\u0435\u043a\u0442\u0435\u0441\u0435 \u0430\u043b\u043c\u0430\u0439\u0434\u044b. \u0421\u043e\u043d\u0434\u044b\u049b\u0442\u0430\u043d \u0442\u0430\u04a3\u0434\u0430\u0443 \u0431\u0456\u0440\u0435\u0443\u0456\u043d\u0435 \u0442\u04af\u0441\u0435\u0434\u0456. \u049a\u0430\u0439\u0441\u044b\u0441\u044b? \u0411\u04b1\u043b \u04af\u043b\u043a\u0435\u043d \u0441\u04b1\u0440\u0430\u049b.<\/p>\n<p>\u0411\u0456\u0437 \u043e\u0493\u0430\u043d \u0436\u0430\u0443\u0430\u043f \u0431\u0435\u0440\u0435\u043c\u0456\u0437. \u0411\u0456\u0440\u0430\u049b \u0441\u04d9\u043b \u043a\u0435\u0439\u0456\u043d\u0456\u0440\u0435\u043a.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0411\u0430\u043d\u043a \u0441\u0435\u043a\u0442\u043e\u0440\u044b\u043d\u044b\u04a3 \u043a\u0456\u0440\u0456\u0441\u0442\u0435\u0440\u0456 \u04e9\u0441\u0443\u0434\u0456 \u0436\u0430\u043b\u0493\u0430\u0441\u0442\u044b\u0440\u0443\u0434\u0430, \u0434\u0435\u043f \u0445\u0430\u0431\u0430\u0440\u043b\u0430\u0439\u0434\u044b Qazaqpress. 2020 \u0436\u044b\u043b\u0493\u044b 1 \u0436\u0435\u043b\u0442\u043e\u049b\u0441\u0430\u043d\u0434\u0430\u0493\u044b \u0436\u0430\u0493\u0434\u0430\u0439 \u0431\u043e\u0439\u044b\u043d\u0448\u0430 \u0431\u0430\u043d\u043a\u0442\u0435\u0440\u0434\u0456\u04a3 \u0430\u043a\u0442\u0438\u0432\u0442\u0435\u0440\u0456 30,4 \u0442\u0440\u043b\u043d \u0442\u0435\u04a3\u0433\u0435\u043d\u0456 \u049b\u04b1\u0440\u0430\u0434\u044b. \u041e\u043d\u044b\u04a3 \u0436\u0430\u0440\u0442\u044b\u0441\u044b\u043d\u0430\u043d \u043a\u04e9\u0431\u0456, \u044f\u0493\u043d\u0438 51,4% &#8212; \u043d\u0435\u0441\u0438\u0435\u043b\u0456\u043a \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c \u0415\u043d\u0434\u0456 \u0442\u0435\u0440\u0435\u04a3\u0456\u0440\u0435\u043a \u049b\u0430\u0440\u0430\u0441\u0442\u044b\u0440\u0430\u0439\u044b\u049b. \u041c\u0435\u0440\u0437\u0456\u043c\u0456 \u04e9\u0442\u043a\u0435\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440 \u043a\u04e9\u0431\u0435\u0439\u0434\u0456. \u041e\u043b\u0430\u0440\u0434\u044b\u04a3 \u04e9\u0441\u0456\u043c\u0456 0,21 \u043f\u0430\u0439\u044b\u0437\u0434\u044b\u049b \u0442\u0430\u0440\u043c\u0430\u049b\u0442\u044b \u049b\u04b1\u0440\u0430\u0434\u044b. \u041a\u0435\u0448\u0456\u043a\u0442\u0456\u0440\u0456\u043b\u0433\u0435\u043d \u0431\u0430\u0440\u043b\u044b\u049b \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440\u0434\u0456\u04a3 \u0436\u0430\u043b\u043f\u044b \u043a\u04e9\u0440\u0441\u0435\u0442\u043a\u0456\u0448\u0456 &#8212; 12,7%. \u0416\u04b1\u043c\u044b\u0441 \u0456\u0441\u0442\u0435\u043c\u0435\u0439\u0442\u0456\u043d, \u044f\u0493\u043d\u0438 \u0430\u0434\u0430\u043c\u0434\u0430\u0440 \u0442\u04e9\u043b\u0435\u043c\u0435\u0439\u0442\u0456\u043d \u043d\u0435\u0441\u0438\u0435\u043b\u0435\u0440 0,23 [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1391,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"_links":{"self":[{"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/posts\/1390"}],"collection":[{"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/comments?post=1390"}],"version-history":[{"count":1,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/posts\/1390\/revisions"}],"predecessor-version":[{"id":1394,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/posts\/1390\/revisions\/1394"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/media\/1391"}],"wp:attachment":[{"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/media?parent=1390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/categories?post=1390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/qazaqpress.kz\/wp-json\/wp\/v2\/tags?post=1390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}